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Down payment$250,000
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Taxes, insurance, HOA & PMI
California property tax usually runs about 1.1%–1.25% of the purchase price, plus any local bonds or Mello-Roos. PMI applies only when the down payment is under 20%, and it comes off once you reach 20% equity.
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A 7/6 ARM keeps this rate for the first 7 years, then adjusts every 6 months based on the SOFR index. The payment and schedule here assume the rate stays the same, so treat the later years as an estimate.
Estimates only, not a loan offer. Rates shown are national daily averages; your rate depends on credit, down payment, loan size and the lender. Gary can connect you with a trusted local lender for an exact quote.
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The information being provided by Conejo Simi Moorpark Association of REALTORS® (“CSMAR”) is for the visitor's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties a visitor may be interested in purchasing or leasing.
Information relating to properties referenced on this web site may originate from the Internet Data Exchange (IDX) program of CSMAR. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site.
Any information originating from CSMAR, relating to a property, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.
Listing data originating from CSMAR is copyrighted by CSMAR and is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited.
